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As a native Californian, I’ve come to accept that home exteriors are almost always constructing using either siding or stucco. Bricks are used sparingly, if at all, and stonework is generally confined to indoor tiles and outdoor patio stones, river rock set in gardens, and exposed aggregate patios. More often than not, though, walkways, patios, and driveways are simply poured concrete.

Personally, I’ve always been attracted to stonework of all kinds. Whether it’s a cobblestone driveway, a fireplace made from river rock, or a ledge stone wall, I think that stonework adds beauty and interest to a home. Given that stonework can cost upwards of twelve dollars a square foot, however, I’ve never been able to afford to remodel my home using the stones, rocks, and tiles that so attract me.

Then I ran across an article about concrete paver molds, and discovered that there’s a new trend in home improvement: making your own, custom colored, concrete stones, rocks, tiles, and bricks. I’ve tried it, and with the right preparation and instructions, have found that I can make my own building materials for just pennies. In a nutshell, here’s how it works….

Concrete Molds

First, you need to start with high quality concrete molds (although some people call them cement molds or plaster molds). There are companies that make concrete stone molds, patio molds, concrete paver molds, stone veneer molds, and brick veneer molds. Depending on the type of stone or tile, the mold may cover an area ranging from about four square feet to about seven square feet. A ledge stone mold, for example, may produce 16 ledge stones, while a river rock mold may produce 12 river rocks. Ideally, you should buy several molds so that you have a rocks or stones with a variety of appearances. Keep in mind, though, that you can use different colors or turn stones in different direction so that it doesn’t look like you’re using duplicate stone or rock shapes.

Preparing Concrete Molds

Once you have your concrete molds and are ready to begin your project, you need to apply a mold release product so you can easily take out the stones, tiles, or bricks when they’re finished. While some companies recommend using motor oil, the run off is bad for the environment. Some of the newer mold release products can be sprayed into the concrete molds with a spray bottle – a much preferable method.

Mixing Colors

The artistry in making your own concrete rocks, tiles, and bricks is in finding and mixing the colors you like. Initially, you mix a base color into a concrete and sand mixture. Once you have this base color, you can add additional amounts and combinations of color to give you the variety you seek. Indeed, you can create an infinite variety of colors simply by adjusting the color densities. The best colors are made from synthetic iron oxides, although some people have had success with natural oxides, ceramic stains, and even latex paint.

Concrete Pouring and Curing

Your concrete mixture should be relatively stiff and not soupy. Using a scoop, you pour the concrete mixture into the concrete paver molds and fill the mold to the top. If you simply want a veneer stone or tile, you can partially fill the mold.

If you’ve ever worked with concrete, you know that it’s important to get all of the air bubbles out after a pour. This can be accomplished by bouncing the concrete stone molds up and down, or by purchasing and using a vibrating table. Next, cover the mold in plastic and let it rest out of the direct sunlight.

The longer you let the concrete cure, the stronger it will be. The concrete molds and be unmolded after 24 hours, but it’s best to wait longer. Once you release the stones, tiles, or bricks, you should rewrap them in plastic to preserve the moisture and let them cure for an additional two weeks. Then, you simply have to apply sealant to your creations, and they’ll be ready to install.

I’ve discovered that able to create a beautiful stone pathway, tile entryway, or river rock fireplace is incredibly rewarding. And to think that it all started when I read an article about concrete paver molds.

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On your mark – Get Set -Go!!! You’re ready. You’ve finally got it, the top of the line, latest and great computer that moves at the speed of sound and has everything you need, plus some. But will it make you money. Absolutely – We’re going to show you how.

There are numerous ways to utilize your computer for a home-based business. The key is finding the right one for you. First, consider your skills and expertise and most importantly what you enjoy doing. Remember, it’s a combination of the three that make for a winning business. Those with good secretarial and Internet skills might want to consider virtual assisting, whereas those with a flair for figures might prefer accounting or bookkeeping. For those who live on the web and have the creative touch, how about starting a web designing business or desktop publishing? Then, there’s computer tutoring, resume consulting, real estate transaction coordinators, etc. The possibilities are limitless and with the growth of the Internet, and the advancement in technology today, it just keeps getting better.

As an example, virtual assisting businesses are constantly in the media today and businesses are taking note and looking for VA’s to assist them. For example, it was recently noted in Time Magazine, other top books and magazines that VA businesses are considered among the top 10 home-based businesses to start. Entrepreneur Magazine rates it as one of the top 5 home-based businesses.

What’s a Virtual Assistant? A virtual assistant provides service from a home office to anywhere in the world using their high-speed access, e-mails, fax machines as well as many web-based applications. They can handle your publicity, typing, scheduling, e-mails, real estate transactions, legal briefs, medical transcription, your website, and more. The virtual revolution has truly begun and businesses are taking full advantage of the expertise of these professionals.

Once you decide on a business, then you’re ready to make it happen. The first thing you’ll want to do is to write everything down. All your thoughts and dreams and how you plan to achieve them. Decide on the hours you want to work, the price you want to charge, the marketing you plan to implement, the equipment and supplies required, and your goals and visions for the business. This is your plan for success. This is essential. Too many leave this vital step out and then don’t have a clear focus for their business.

Next, research and read everything you can on starting your business. Find out how the pros have done it and gain from their experience. Don’t just limit yourself to reading books – that’s only one avenue, although a good one. For those wanting to start a virtual assisting business, my book, Virtual Assistant the Series, Become a Highly Successful Sought After VA, is considered one of the best in the Industry. This book is written with Industry Leader Kelly Poelker, and has helped thousands start their business already.

Look to the Internet. Find message boards and chats that relate to the area that you want to go into. Often times these are managed by people who have been in business for years and are willing to share their experience. Not only will you gain their expertise, but also that of those who frequent the boards. These will be others who are starting a business, or who are succeeding in business, and willing to share their knowledge with you.

Also, do a search on the Internet for the type of business you want to go into. Look to their sites. Find the common denominators. What associations do most belong to? What services do most offer? This is just research, but it will help in providing you ideas for what you want to do with your business. Look to their links page and check out their links. This is especially true for the organizational websites. Again, write down all your findings.

Sign up for newsletters. The knowledge is tremendous and the motivation well worth it. If you go to Publicity VA, http://www.Publicity-VA.com you can see a complete listing of great newsletters that will provide tips and suggestions on starting a business and other marketing ideas.

Get additional training if necessary. Once you decide what you want to do, then find out exactly what other skills you will need to make it possible.

With the knowledge that you have now, and with it all written down in your plan, you’re ready to take the next steps in starting a business – your business. Your dream. Enjoy and remember nothing is impossible as long as you give it your all. Success happens when you make it happen.

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I’ve often thought of myself as a sort of walking discrepancy. I think that it’d be just a little too much of a delusion of grandeur to try to go the yin yang route. But paradoxical and hypocritical seem to fit the bill pretty accurately. I mean, I like something but hate it too. And it’s not wholly out of character for me to say one thing and do another. I’m assuming that this can be irritating to those around me; fortunately most of my friends are hopped up on enough adderrol that leads them to sufficiently recognize their own shortcomings so as not to focus on mine (although the 40 mg of adderrol has got their focus razor sharp if they wanted to). With this in mind, I’d like to consider yet another discrepancy.

I love laziness. I mean I really embrace it, in fact with such zeal that it borders on not being lazy at all. But, I’ll tell you what, if I am not facing some type of challenge that requires great amounts of energy and effort in order to succeed in order to get that feeling of finality and completion, I just want to fling myself off a bridge due to boredom.

As with most paradoxes where both contradcting forces need to be satisfied, a dilemma is unavoidable here. But, also like most dilemmas, an solution is possible. I need to be lazy, so I can work from home (this isn’t to disparage others that work at home with good reason, I simply have no other reason than laziness). But, the ever changing world of computers will offer me the complexity and difficulty I need to satiate my need to assuage boredom with challenging projects.

As you know with computers there’s great demand for those with the skills to trouble shoot, repair, program, maintain and all other seemingly infinite facets of the field that leaves the average person clueless. These are all jobs that can be done with a computer home based job. Its just that easy and thank god challenging at the same time. I work at home, easy. I work with computers, challenging. I’ve got a computer home based job and every one of my naturally based, impossible to satisfy personal discrepancies satisfied.

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Many people are using the worldwide access afforded us by the Internet to earn income. Can you really use your computer to create a Home Based Business or to generate cash working from the comfort of your home? Yes, many people are already working from home in many different parts of the world.

All you really need, in most cases, is a computer, access to the Internet and some free time. Many times if you decide to create an online web based business the time required decreases as your income increases. The Internet has really leveled the playing field for millions of everyday people like you and I.

The costs to get yourself up and running is minimal when compared to the cost and overhead of a traditional brick and mortar business. You may be wondering what types of work could you do or if there were a Home Based Business and what would it be?

I have listed below a few of the work at home jobs and home based businesses available upon researching the Internet.

* Online Paid Surveys
* Data Entry
* Type At Home
* At Home Phone Jobs
* Chat room supervisors
* Mystery shoppers
* Process rebates from home
* Email processing
* Online Jewelry Stores
* Online Retail Stores
* Online Dollar Stores
* Online Shopping Malls

This is just a few of the many types of opportunities available to you. You may be wondering how do you go about deciding what to do next? The first thing you should do is to understand what your work at home profile is. This is knowing your skill sets, available time, income objectives and comfort level. You can add to this list, but these are the important ones. I have noticed over the past few years that people seem to be having success when ensuring that the type of work at home job or home based business they choose matches his or her work at home profile. For example you would not want to create a Home Based Business, which takes more time to get up and running, if you wanted to simply work from home to generate some extra cash.

Many people will work 2 – 3 programs in parallel with creating their online web business. Later they may go on to focus on the ones they enjoy most or simply use their home business to generate the income they desire.

It’s important to either use a website like mine, but not necessarily mine, that has done some research for you or be prepared to spend the days doing it yourself. It must be done as there are far to many programs out there that will take your money and waste your time leaving you discouraged.

Take your time, do your research, narrow down your choices to 2 – 3 programs that meet your work at home profile, join, train and start your work at home endeavor.

You won’t make anything from home if you don’t try. Why not give yourself a chance? For less than it cost to take your family out to dinner and a movie one evening you should be able to join the programs necessary. Please feel free to read both this article or one of my many others by visiting my link in the resource box below. I always enjoy getting emails pertaining to my articles or my site. Your feedback is important to me.

I wish you the very best and I hope you enjoy it as much as I do.

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We are offering you extremely large commissions just for making referrals to our company. It is legal, there is no license required to receive commissions on commercial mortgage loan referrals as long as the loan are made from one corporation to another corporation.

Just refer clients that need a commercial loan. We do all the work. You Get Paid.

Get other people to become Affiliates. They refer clients to us. We do all the work. You Get Paid.

Your Affiliates can also get others to become Affiliates; their Affiliates will be your Sub-Affiliates. Those Sub-Affiliates refer clients to us. We do all the work. You Get Paid.

You will receive two payouts on all deals:

Payout #1 is a percentage of the Initial Loan Packaging fee (I.L.P), which is paid to you up-front. This is based on the loan size. This is not always charged to clients, it depends on the amount of work involved.

10% of the Initial Loan Packaging Fee goes to you on deals that you refer.
You will also receive 5% of the packaging fee from your Affiliates
and 5% from your Sub-Affiliates’ deals.

Example: On a $1,400,000 deal the Initial Loan Packaging fee is $2,500. You will receive 10% of the Initial Loan Packaging Fee at the time of the application which is $250.

Payout #2 is your commission (Com.) THESE ARE THE BIG CHECKS. Your commission is a percentage of the Success Fee that we receive from the Lender when the loan is funded. This fee can be from 3% and up of the loan amount.

Example: You will receive a commission of 30% on the points charged to the client on each loan. So, on that $1.4 million dollar loan with 3% charged the total success fee to Real Business Loans, LLC would be $42,000 and your commission would be $12600, in addition to the up-front Initial Loan Packaging fee that you received, with little or no work on your part.

You also receive commissions when your affiliates earn commissions.

Below is an example of how having a few Affiliates can make you money even when you are not doing anything.

Schedule A
Commissions

Your Referrals
You REFER the client.
WE do all the Work.
you get paid.

Loan Amount $1,400,000
Initial Loan Packaging Fee $2,500
Your Initial Loan Packaging Fee percentage 10%
You get paid within that week $250
3% Success Fee $42,000
Your Success Fee Percentage 30%
Paid to you upon closing $12,600

Level 1 Your Affiliate Referrals
You don’t have to do anything here.
Your Affiliate Refers the client.
We Do all The Work.
you and your affiliate get paid.
Loan Amount $1,400,000
Initial Loan Packaging Fee $2,500
Your Initial Loan Packaging Fee percentage 5%
You get paid within that week $125
3% Success Fee $42,000
Your Success Fee Percentage 5%
Paid to you upon closing $2100

Level 2 Your sub-affiliates Referrals
You don’t have to do anything here either.
the Sub-Affiliate refers the client.
We Do all The Work.
you, your affiliate and Sub-Affiliate get paid.
Loan Amount $1,400,000
Initial Loan Packaging Fee $2,500
Your Initial Loan Packaging Fee percentage 5%
You get paid within that week $125
3% Success Fee $42,000
Your Success Fee Percentage 5%
Paid to you upon closing $2100

If the possibility of making all this money with no work at all on your part is okay with you then please visit us online at http://www.venturecapital.20m.com/loan_affiliate_program.html to sign up now!

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A coffee table is a crucial piece of furniture in every living rooms of our home, but it’s once in a blue moon used to serve formal coffee from. Those days were gone when in afternoon get-togethers coffee and biscuits were served, complete with linen tablecloths and silver spoons and fine china. Today, a coffee table is a strapping piece of furniture designed to withstand the antics of children and adults alike. For many households, the coffee table is the place to store backpacks and textbooks and homework. It’s a place to spread out the newspaper or to complete crossword puzzles. It’s a place to gather around, either on chairs or on the floor.

Are you having troubles in finding best coffee table of your choice for you? Have you looked in every furniture store possible and just can’t seem to find the perfect coffee table? Well, you have look no more; there is a solution for you to find your perfect coffee table. Styleourhome offers unique modern styles that include elements that are somewhat more traditional. Their coffee table includes teak legs and a wicker top, and is a modern coffee table that would also work well in a setting that is somewhat more traditional.

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Clutter and chaos are the two things that can really cause stress and anxiety to just about anyone. People who often lose their car keys, billing statements, or just about anything important often experience a frantic search inside every nook and cranny of their home.

Constantly losing property and small yet important things can be such a time-waster. Add to that the enormous frustration of not knowing the location of something important at the time when you need that something the most.

But there is a way out of the clutter and chaos. Our lives shouldn’t be too complicated or cluttered with a million and one things that we hardly need. Most people have piles and piles of junk, even expensive ones, in their garage, den, bathroom, sleeping quarters, and just about every room in the house where they can stash their hoard of goodies.

So how do we remove clutter and prevent chaos in the home or in the office?

The obvious answer is to keep everything in its proper place. Keeping surfaces in the home and in the office is important. We must be able to have a sense of order and constancy in how our lives and properties are arranged. The same works for any big or small office.

In practical terms, we must learn how to be good organizers. Having a filing cabinet where all important documents can be cataloged and safely kept is not just good for the office but for the home as well. The cleaner and tidier our surroundings look, the less distraction there will be. Another way of un-cluttering and reducing the semblance of commotion in your home is by setting aside spaces where you can keep things based on its category or type. For example, all kitchen utensils should be set aside in a cabinet in the kitchen. All tools and supplies for the car should be in the garage. In short, never mix different things in one place or container.

Here are more ways to find and take care of hidden clutter in your house:

1. Closets- have appropriate storage space for towels, coats, sweaters, scarves, and shoes. Make used of empty shoe boxes you can used it for your knick knacks or paraphernalia like stationaries, sewing supplies or scrap-booking supplies. Get rid of items you no longer used. You can discard it or donate it to charitable institutions.

2. Basement/Attic- Get rid of your old old holiday decorations, tons of unused boxes, broken toys and electronics.

3. Garages-You probably have some unused sports and camping gear stuck there so have those things put up for a garage sale.

4. Under the bed- there might be useless baseballs lurking under your bed and other things that shouldn’t be there.

5. The cupboards in the kitchen- there might be broken cups and saucers, China and nonfunctional oven toasters and rusty waffle makers.

6. Filing cabinets/Desk drawers -your desk is an important place where you do some productivity so if your desk is so disarray with papers, pens, pencils and what have you, certainly it affects how you think and make decisions. It gives you an unfocused mind if you are surrounded with clutter.

Stress Busting Solutions:

4 Habits of a highly effective organize person:

1. Write Down-a small notepad or notebook will do. Write down the areas that you need to do the filing, cleaning, arranging, task to do or better yet used a calendar to program your de-cluttering activities.

2. A place for everything-find appropriate places for each items like your house and car keys, important papers, your magazines, the children’s toys. the books,dvd’s and labeling them is a aid that will help you remember

3. Clean as you go- make it a habit so it won’t pile up and takes your energy for the clean up sessions. Clean up the mess as soon as possible.

4. Simplify- develop a system on which you can have routine and procedures for the whole family to work on. Deal with your mail, paperwork, bills to pay, laundry, errands like going to grocery or mall. Once you have develop a system be sure to maintain it in order to stay organized.

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Housecleaning has been the bane of my existence for as long as I can remember. At the ripe old age of 50, I finally came to accept the fact that I would never be named “Housekeeper of the Year.” I think that my recalcitrance stemmed from my belief that housekeeping was, to a large extent, pointless. Take the kitchen, for example. I would spend an hour or two scrubbing it to spotless perfection, only to cook a meal and have grease-spattered countertops and smudged cupboards defiantly stare back at me. In my heart, I just knew that all of the dust in the neighborhood chose my house as its final resting place. The stuff accumulated on the blinds, on picture frames, on ceiling fans, on knick-knacks – and of course on coffee tables and the top of the TV.

My shortcomings as a housekeeper were never more obvious than when I went to visit my two closest friends. To say they are tidy is an understatement. A dust mote wouldn’t dare cross the thresholds of their homes. I suspect that one of my friends cleans her house with the thought that Martha Stewart will show up any day to give it the white glove test, while the other spends part of each Saturday morning on a stepstool, cleaning the tops of her doorframes. On more than one occasion, I found myself rolling my eyes, wondering if they didn’t have more productive ways to spend their time. Deep down, however, I was just a tad bit envious. After all, it’s not that I don’t enjoy the tranquility of a clean home; housekeeping just never came out at the top of my list of priorities.

About a year ago, my perspective shifted when the three of us were out to lunch and one friend mentioned in passing that she’d misplaced her cleaning mitt. My other friend was empathetic, and I sat back as the two discussed the wonders of an ultimate cloth that made cleaning a breeze. As they waxed poetic about a mirafiber cloth that was washable, bleachable, and guaranteed for five years, I realized that they didn’t spend an inordinate amount of time on housecleaning. Rather, they had found a product that made housekeeping a breeze.

Although it went against my nature, I decided to give this ultimate cloth a try. What I discovered was eye-opening. Essentially, I could clean my whole house (and my car) with water and a cloth. I didn’t need a whole cabinet full of cleaning supplies, and I didn’t have to waste paper towels. Instead, I could wet the cloth, wring it out, wipe down the surface I was cleaning, and then walk away knowing it was all streak free. I could get rid of everything from hair spray and grease to dust and soap scum without using any chemicals at all. I even got a cleaning mitt, which worked great for blinds, ceiling fans, and small items.

I’ll still never be named “Housekeeper of the Year,” but with my ultimate cloth, I discovered that keeping my house clean doesn’t have to be an unpleasant chore. I don’t have to choose between having a clean house and doing the things I love. Now, I can “clean as I go” and keep my house spic and span, and still have plenty of time for the things in life that are most important to me.

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Dirty or moldy shower curtains will give you a drab feeling while taking a shower or bathing. They also cause your entire bathroom to look messy or dirty. Because shower curtains line the bathtub, which is always creating moisture, they tend to mildew easily and get soap scum build-up.

Unfortunately, cleaning shower curtains is never a welcomed task. It seems like too much work to remove the curtain and liner from all the rings for a good washing. Perhaps you often take the easy way out and just spray them with shower cleaner and let the water run over them!

Either way, they must be removed and cleaned thoroughly at least every few weeks to keep your bathroom looking shiny and fresh. Use the tips below to make shower curtain cleaning much easier.

Vinegar, Bleach, and Baking Soda

If you use a vinyl or plastic liner, you may be able to wash it in the washing machine with a cup of vinegar and a cup of bleach. Check your labels to be sure the chemical will not harm the materials or cause cracking. Use cold water only – hot may melt your material. Wash the shower curtains along with white towels and a regular amount of detergent after running them through the cycle with bleach and vinegar to give them a fresh smell.

Once you’re finished washing your shower curtains, don’t put them in the dryer. Instead, hang the curtains in the bath as normal and allow them to drip dry.

For fabric curtains, use a cup of baking soda instead of vinegar and bleach. To remove any mildew or mold, wash fabric shower curtains in hot soapy water with just a tiny amount of bleach or color-safe bleach for colored fabric. Soak fabric curtains in a salt-water solution to prevent molding, but only use a small amount of salt to prevent crystals from forming on your curtains.

While you have the rings off the rod, give them a good cleaning as well!

Cleaning Shower Curtain Liners

Shower curtain liners can be cleaned similarly to the shower curtains depending on the materials they’re made of. Be sure your liner is washable in the washing machine before trying it. Also, keep your liner clean in between by spraying it with mold-resistant cleaner and rinsing the liner thoroughly at least every few days. You can do this while it’s still hanging in the tub.

Easy-to-Remove Shower Curtain Liners

There are now easy-to-remove shower curtain liners that zip on and off just below the rings. This enables you to remove the liner without taking it off the rings. Shower curtain liners such as these can save much time and effort when you’re in a hurry. They’re also great for the kids’ bathroom because you may need to clean theirs more often.

When you face that daunting task of cleaning your shower curtains, just imagine how fresh and beautiful your bathroom will look. Use these tips to make your shower curtains and shower curtain liners look sparkling new!

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There are mass amounts of Christian home-based business opportunities in the community today. There are many resources available online to help Christian families make money while working at home. You can spread the Word of God at the same time as enhancing your life and/or ministry while easing your financial burden. Most Christian families will jump at the opportunity to own their own business and still be doing God’s work. Not only can this be a great source of income but also is a great way to fund raise money for your church. Here are some great Christian home business opportunities that might interest you.

* An online Christian bookstore is a great business venture that will allow you to spread God’s word worldwide. You will be able to educate others on how to be good Christians and better serve the community.

* A home based selling of Christian services and goods are a fabulous source of income. You can affiliate yourself with other Christians and aid in community profit sharing. Many programs are available to help you market and sell your products.

* Transform lives by getting paid to teach the word of God at home. You can serve your life and the lives of the members of your community in this home venture. How would you do something small or significant to benefit the lives of others?

* Earn income while doing fund raising for your church. You can either use the church or have a web-based fundraiser that sells products and services to benefit other Christians. You will be able to make excellent money while working part-time or full-time. This allows you and your church to make money.

* Ministry funding puts an end to constant church fundraising. It can help remove the pressure from congregation members and allows constant flow of money through web promotion. Learn to raise money for through passive giving.

* Answer God’s calling with Christian home-based businesses and online Christian business opportunities. You can leave your secular job and move into a place of spiritual fulfillment. Use a vocation that answer’s God’s calling that will provide you with a successful business as you help other achieve the same.

* The ministry message toolbar is a small add-on to your Internet Explorer tool bar that provides daily inspirational scriptures. You can use this powerful message in your home-based business. You will be able to earn great income and support your church with the profits of such an inspiring tool for Christians.

There are so many great options out there for Christians today. Follow God’s plan for you and help serve others and Him better. The more you give, the more you shall receive.

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