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Here are several items to take care of as soon as possible.

1. Do not ignore the problem at hand. The further you get behind, the more difficult it will be to bring your loan current and the more likely that you may lose your home.
2. Contact your bank or mortgage company as soon as you know that there may be a problem. Banks or mortgage companies do not want your home. Most of them have options to help you through difficult financial issues.
3. Be sure to Open all correspondents and respond to all mail from your bank, Mortgage Company or lender you are affiliated with. The first notices that you may receive will normally offer good information about preventing foreclosure of your property. If you wait later the mail may include notice of pending legal action against you. If you do not open your mail it will not be an excuse in foreclosure court.
4. Be sure you know your mortgage rights. All mortgage companies are different. Find all of your loan documents and read them so that you will know what your lender may do if you can not make your payments on time. Learn about the foreclosure laws in your state and how much time it gives you and your mortgage company to get out of default.
5. Be sure you understand the foreclosure prevention options for your lender. Valuable information about foreclosure prevention options can be found all over the internet just be sure you locate your states local laws.
6. Contact a HUD approved housing counselor that will help you. Your local HUD office will normally fund free or very low cost housing counseling throughout the nation. These counselors can help you understand your options and the laws of your state and organize your finances and represent you in negotiations with your bank if you need their assistance.
7. Spend your money wisely. After your health keeping your house in order should be your first priority. Go over your finances with a fine toothed comb and see where you can change your spending habits and make your mortgage a priority. Look for optional expenses that you can change or even eliminate.
8. Avoid those foreclosure prevention companies, some will take your for a ride. You do not need to pay fees for foreclosure prevention because you can use that money that you would pay them and pay on your mortgage.

Homeowners, that were trying to deal with a large increase in their adjustable rate mortgage payments, got hit with a record number of foreclosure notices. The problem was the worst in the industrial areas of the US. and also in the housing boom areas such as California and Florida. The crisis was the worst sub prime mortgage loans that were provided to people with weak or low credit. It is now spreading to different types of loans. A report showed the number of homeowners who got these foreclosure notices in the in the second quarter hit 65%, up from 58%. The rising defaults in below prime mortgages have risen all over the world. The President and Federal Reserve have tried calm people over the last few weeks. The Federal Reserve bank said they will “act as needed”. Bush has announced that changes in the FHA will help combat the expected wave of foreclosures. The Democrats have criticized President Bush for not going far enough to push more aggressive legislation through Congress. Private economists have warned that the worst slump in the housing industry in the last 16 years could push the economy into a recession. Treasury official have stated that the housing woes are ‘far from over’. Surveys have found high levels of loan failure Mortgages rates are up after the three month low. Some have stated that the possibility of a recession is at 40%. The defaults will not peak until the middle of next year. The industry is setting a wave of introductory mortgages that are just now resetting from low rates that were and are just a tease to most. The delinquency rates of sub prime loans have increased more sharply to 14.82% which is up from 13.77%. That has marked the second-highest below prime delinquency rate. The delinquency rate for prime loans with people with outstanding credit has also increased. It rose to 2.73%.

You do not have to lose your home.

Taking care of a foreclosure is a like taking care of a cancer. The sooner you catch it, the better chance of survival you may have. Early on in a default process, borrowers can still come back from the lows quicker so the loan company will not have to take too much trying to get you back in line. As the foreclosure process moves along, the harder it is to get your finances back in order. The bank legal costs that customers are usually charged with will grow. If you try to ignore your financial problems and you lenders’ phone calls — will likely come closer to loosing your home. Lenders are looking to help. Services should be gone over at every step of the process to try to help you stay in your home. The sooner that there is a connection between the lender and the borrower the easier you will be able to work together. Mortgage companies, banks, and investors do not do this out of the kindness of their hearts. They look better from a public relation standpoint and usually cost thousands of dollars less than full foreclosures. Put yourself in the bank’s shoes. If a person has missed one or two payments then you know in your state that you are going to be looking at not getting any payments for up to a year and a half. The wheel starts turning once a borrower becomes 16 days late. The mortgage company or bank will try to get in touch with the customer at that point and figure out a way to bring the payment current. After the first payment becomes 30 days late and the next month’s payments look to be in jeopardy they will try to collect. In a more serious case, the customer may have already missed two or three payments and owes a couple thousand dollars in lender legal fees. The finance company or bank will still try to arrange a repayment schedule that will work for you and them. Loan modifications go a step further and they are designed for customers that can not afford repayment plans. In a modification, the financial institution actually adjusts the terms of the loan to make it affordable. It may lengthen the schedule or lower the interest rate to cut the monthly payments, or it may roll the past due amount into the loan and re do the new balance so you can pay the additional debt back over time. If the customer has a more serious financial problem, such as a longer-term job loss followed by rehire at another company that pays much less, there are still alternatives. The financial institution may agree to help the borrower get rid of the house via a pre-foreclosure sale. In more dire circumstances, the servicer will agree to a rapid sale. In these sales, the lender lets the borrower sell the house for less than the outstanding loan amount and the bank will take the proceeds and forgive the remaining overage. Banks are willing to do this because they often lose less on these types of deals rather than going through a foreclosure.

Following the same logic, customers should try to renegotiate the best deal they can get. Someone whose property has fallen in value below the mortgage amount because of a neighborhood decline should consider pushing for a short sale or short refinance rather than a repayment plan. Doing it that way, the borrower doesn’t pay any more money than necessary. Regardless of the things you do to get out of foreclosure without racking up extensive legal bills and ruining your credit history, are to start working on a solution before their problems get out of hand and you can not help yourself get out of the situation at hand.
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Having a clean, fresh smelling home or office can be achieved with something as simple as having the carpet cleaned occasionally. By keeping the carpet clean, you’re also reducing dust, dust mites, and harmful allergens. The air is fresher because the carpet will no longer have a huge amount of built-up dust particles. When dust is built-up in the carpet, it’s being released in the air as you walk on it – even if you can’t see it. Persons with allergies will benefit tremendously from a professional carpet cleaning.

How to Clean Your Carpet

There are two ways to clean the carpet. One, you can rent a steam cleaner and do it yourself. Two, you can hire a professional carpet cleaning service in the San Diego area. Cleaning the carpet yourself can take many hours, so it might be best to hire a professional carpet cleaner if you have a busy schedule.

If you live in the San Diego, North County area and want to find a reliable carpet cleaning service, here are some important facts you should know.

Not All Carpet Cleaners are Created Equal

Check with the cleaning service to see what type of carpet cleaners they use. There are several ways to clean carpet. One is the dry-chem method in which a cleaning chemical is sprayed onto the carpet, and then removed with a machine. No water is used so the soapy residue remains after the cleaning. The disadvantage of this method is the machine does not rinse with water and it does not clean deep into the carpet – it only cleans the surface.

Another popular method is steam cleaning. There are several types of steam cleaning: portable machine method, truck-mounted unit method, and the Dri-Steam method. With a portable machine, the carpet can stay wet for days after the cleaning. Also, the machine runs off an outlet plug-in in your home.

With the truck-mounted method, a very powerful unit is used and powered by the truck. In this method, cleaning chemicals are washed out of the carpet using soft hot water. The carpet dries much faster than with portable machines, and it doesn’t leave a residue behind after the cleaning. This is the preferred method of professional carpet cleaners.

There’s also the more recent Dri-Steam method, which also uses a truck-mounted unit, but with a jet-less rotary cleaning tool. With this method the carpet dries faster than any other – in one to three hours!

Be sure to choose a professional carpet cleaning service that understands these methods and chooses to use only the best. Your carpet will be with you for a long while, so handle cleaning it with care.

Maintaining the Carpet after a Cleaning

Be sure the carpet is completely dry before vacuuming or even walking on the carpet if possible. To keep dust particles down, vacuum the carpet often and change the vacuum cleaner bag often as well. Dust can settle in the bag and release particles into the air as you are vacuuming – defeating the whole purpose of cleaning your carpet!

To keep allergens to a minimum, spray allergen removal chemicals on the carpet and upholstery occasionally. Leave them for a day or two, and then vacuum the carpet. Also, cover heavy traffic areas with rugs to protect the carpet.

While vacuuming the carpet, don’t forget to vacuum the furniture and around the windowsills and room corners. Dust and cobwebs accumulate in these areas also.

Choosing a Carpet Cleaner in San Diego

Finding a carpet cleaning service is easier once you understand the types of carpet cleaning available. Wherever you live – San Diego, Encinitas, Carlsbad, Rancho Santa Fe, Solana Beach, Cardiff, Del Mar, San Marcos, La Jolla, Vista, Oceanside, Escondido – there are reliable carpet cleaning services who offer the type of cleanings mentioned above.

Give your carpet a great cleaning and enjoy the fresh, clean air once again!

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A common mistake for almost all new work at home / home business beginners is the trap of trying to be all things to all people. They will take any job, even if it not what they set out to do, simply because the job pays money.

It’s tough to focus, we know!

We know how tough it is to stick to just one thing in your new home business because here at FunCareers.com we “eat our own dog food”. Everyone works from home and knows the successes and difficulties you face and one of the things we have learned for ourselves is that you must focus on just *one* thing to be successful.

In the modern world, specialization is the key to success. If you were chosing a brain surgeon to operate on you I am sure you’d prefer one that only does brain surgery and nothing else! The same applies to your business.

If you do just one thing.

For example, if you are offering a lawn care service then specialize in that. It’s all too easy to offer tree trimming, fences, design and many other landscaping services as well. If you’re going to offer general landscaping and maintenance then do that. If you’re going to do “lawn care” then learn all about grasses and how to manage and care for lawns the best ways possible. Now when you offer lawn care you can target upscale markets and be an expert on creating and managing perfect green lawns, with fees to match.

Narrow your focus to make more money!

You may be surprised to learn that making your focus more narrow actually gets you more customers. By offering one targeted product or service you can charge higher fees and you attract the customers that are willing to pay for your expertise. This applies to the online world as well as the real world. I’m sure you’ve seen hundreds of those “mini-sites”, just one long sales page and nothing else. That’s an extreme example of focus – not even a site, just one page, one product, it sells or it doesn’t.

You can learn a thing or two from those pages for your real world business and create a laser like focus on the one thing you excel at, only targetting the customers that crave your product or service so you can increase your home business income.

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FOCUS on Your Business Program.
Written by: Raymond Johnsen

If you are anything like me, you probably find yourself often thinking of new projects to start, new things to achieve.I did that in my beginning on Internet. That in itself is very beneficial and indeed a required ingredient for success. The
trick is to know where to draw a line.

The trap I kept falling into was hoping and looking for new and better programs all the time,easy to find new once,but i forgot about them the next day,instead of working on the programs you already joined and going for the results there.

I would often actually get dragged into gathering more and more information on new opportunities. I would spend time on eveloping them right then and there. I would be stealing the precious time away from the current project I was
supposed to be working on. Obviously, it was a trap.Be aware of this trap! The current project would suffer, because there is only so much time in a day.No one gets results form Surfing the Internet for “Get Rich Tomorrow “and
thinking,there must be an easier way!There is not,only hard work will give you success.Focus and work on your Business !

Then I would get discouraged with my current project and drop it because I didn’t see any results. Think long term!One of my future projects would become my current project for the time being, until I’d drop it in favour of the next project.Its a trap,yes.

This is how most of New to Internet do it!!Dont do the same! Can you see the trap? And it gets even worse: If you keep on doing this for long enough, you will actually program your subconscious mind NOT to complete a project EVER. You will forever keep on failing. Eventually it may even filter through to other areas of your life.I did the same in the beginning,so much waste of time and money!

There is to many Traps out there.It’s easy to see how working on your online business can become such a trap quickly. Internet is overloaded with information. I won’t even mention the plethora of rubbish that exists online. But there is so much valuable information out there, go and find them,that developing your online business to a profitable stage can take forever, UNLESS you start employing the tremendous power of focus.Its the only way to do it,when you understand this you will get results!

Here is only one way,focus.To be a success in your online venture, you must not be working on more than two projects at a time, EVER. And preferably work on just one project, particularly if you only do your online venture on part-time basis.

And by that I mean, don’t get distracted. Don’t dilute your precious time. Work on your project, whatever it may be, until completion.Learn the program,take the training section over and over again,until you really know how it works!

Many programs can be difficult to understand,but take your time to understand it!

Learn how to!By all means, plan you future. If you want to work on the future ideas, set an hour per week aside for doing just that. And then each week spend that hour thinking about your new projects, write them down. When the time is up, go back to your current project.

I will guarantee you one thing: If you develop and use the power of focus, your success will get better and better with each project. Thats how i got from not getting any results to see great results every week. Focus.

On the other hand, if you keep falling into the trap of working on too many projects at the same time, the chances are you will get nowhere.

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If you’re a candle lover, you might tire of having to follow all the necessary safety rules each time you want to burn your favorite candle. Flameless candles solve this problem while adding just as much beauty and elegance to your home. They look real, but do not impose the hazards of real burning candles.

When burning real candles, you must be careful not to place the candle on certain types of surfaces, particularly wood or cloth. Also, the candle should not be left unattended in a room for very long. Real candles can be dangerous around small children and pets, and they can catch fire if the wax and wick are not cared for properly. Also with real candles, you must be concerned with air drafts from windows and doors, or from your home’s heating/air system. With flameless LED candles, you can enjoy the beauty of candles without all these worries.

What are Flameless Candles?

Flameless candles are candles that are battery-operated and created with special electronic features that give the appearance of a real flickering flame. Special LED bulbs are used to create the look and feel of a real burning wax candle. Though there are many types and styles of flameless candles, probably the most sought after are those with a sealed wax top and a realistic blackened wick, as those patented by a company named Candle Impressions using its exclusive Smart Chamber design. These use fine wax and fragrances to achieve the same effects of real scented candles.

Flameless Candles and Safety

With flameless candles, safety issues are non-existent because there is no real fire, no wiring, and no melting hot wax. Many apartment buildings, business offices, and rental homes have strict rules about burning candles due to fire code regulations. Flameless candles provide a wonderful alternative to real candles without being a potential fire hazard and/or violating the fire codes where you live or work.

Decor Uses for Flameless Candles

Flameless candles often decorate homes for the holidays or during any season – spring, summer, fall, or winter. There are many styles of battery-operated candles with holiday themes, seasonal themes, colors, and fragrances. Flameless candles can be used to decorate for parties, weddings, or other special events. They also make fabulous gifts for birthdays, Christmas, anniversaries, Mother’s Day, Valentine’s Day, and other occasions.

The candles are available in many shapes and sizes such as round, swirl, heart, and carved designs. They can come with their own wall sconces or outdoor fixtures with no worry of the wind blowing out the candlelight. Using flameless candles in wall sconces or for outdoor lighting eliminates the need for wiring as well.

Battery-operated candles come in various pillar styles such as round (short and tall) or square. There are even fun flameless candles for kids, which make terrific night-lights!

You can find a variety of flameless LED candles online. Replace your real candles with these soothing alternative candles, and add worry-free decoration and beauty to your home!

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One of the most difficult things about working at home is scheduling a proper fitness routine. If you are a Work At Home Mother and are having to contend with kids, housework and running a business too, you will have to make a special effort to schedule some exercise into your day. I find the best way of doing so is to squeeze in as many five minute bursts of activity as I can, either with the kids or without, and to try to make them fun too.

If the kids are at home:

Put the baby in the pushchair and the kids on bikes or scooters and take a brisk walk around the block. Getting outside into the open air will improve everybody’s state of mind and mood. Walk fast to exercise your cardiovascular system (and keep up with the kids!) and you will return home feeling relaxed and refreshed.

Have a five minute tidy up! Set the kitchen timer, put some music on, and get everybody running around the house to pick up toys, books, clothes and shoes and return them to their proper places. Make it fun and the kids will enjoy it and willingly join in. Make it fast and you might even improve your fitness too!

What is the weather like? Can you take the kids out into the yard (garden) for a five minute run-around? Run races, do some star jumps, and just mess around. If you can’t get outside, clear a space and do a five minute exercise routine with the kids indoors. Make it a daily event, and vary the routine to include walking and running on the spot, skipping, star jumps, stretches and bends, making faces, shaking out your fingers and toes – whatever you and the kids will enjoy!

During school term time:

Walk the kids to and from school. This is a great way to spend some quality time with your kids, is much less stressful than driving, and helps them arrive at school in the best mood for their day too. Can you jog or run home afterwards? If you live too far away from school to walk, perhaps you could park a little way away and walk the last bit (which will help you avoid school congestion too).

If the kids are at school and you are rushing to get something done before the school day ends, you can spend far too much time in your office and quickly get stale! Sometimes you just have to force yourself to take that break. even if end-of-school is looming. Try walking out of the front door with watch in hand and time yourself for 2.5 minutes. Stop, turn around, and go back home again. You will feel much better for it and be refreshed when you sit back down at your desk.

If you have time on your own:

Break your day up – and make sure that you plan your breaks in advance. I keep it simple by scheduling a five minute break every hour. If I am very engrossed in a project I sometimes set a beeper to remind me! I have a list of five minute activities to do and during a full work at home day I will probably achieve 6 or 7 of them.

Do you have stairs? Climb them! Time yourself and keep going for five minutes, no less. If you don’t have stairs, buy a mini-step machine. They don’t cost much, are easy to store in a corner, and they work!

No time to get out and about? Stretch! I have a card on the wall behind my monitor with the word “STRETCH!” printed on it in huge letters. When I get involved in a project I sometimes hardly look up from my keyboard and monitor for hours – but when I do, and notice the card, I remember to stand up, stretch everything out and take a 5-minute breather. Try standing about two feet away from your desk, bending at the waist and placing your hands on the edge of the desk to help support your body. Hold for thirty seconds and then stand up straight and take several deep breaths. Repeat twice more. Stretching out your back like this help release tension in the spine and shoulders. Shake out your arms and fingers, then your feet; stretch up tall and then touch your toes and do whatever else it takes to ease out those kinks!

Keep some tennis balls in a desk drawer and squeeze one in each hand as hard as you can for 10 second bursts. This is a great exercise to do when you have been typing for too long. Take those same tennis balls and roll them around under your feet (taking your shoes off first!) This is almost ridiculously pleasurable! (Tip: keep the tennis balls hidden away and out of reach to prevent them mysteriously disappearing from your office and reappearing in the car, garden or toy cupboard).

Try a five minute resistance band workout. Resistance bands are cheap, easy to store, and effective – and can be used to exercise many different areas of the body. Follow the instructions that come with the resistance band for a quick exercise routine – or try a search on Google for ideas. You can achieve quite a lot in five minutes with these.

Dumbbells are another good investment for a quick exercise routine. Get a range of weights and a storage rack, but make sure that they are stored safely away from children, who should NEVER play with them. Learn a quick dumbbell routine for the arms, back and shoulders. Personally I love bicep curls – they make me feel powerful! Find your favorite exercise and schedule it into your day.

Finally – and I hesitate to mention this one – a five minute stint of housework can break your work routine and, if you do it energetically enough – can be part of your fitness regime! I try to make these little spurts of housework into a time challenge and I schedule them into my day. For example, on Thursdays at 11.00am I might strip the beds. First, I open up ITunes and put one of my favorite tracks on. Then I run round like a mad thing trying to strip down 3 sets of beds, get the first lots of sheets into the washer and sit back down at the computer before the track ends. It may sound silly, but it makes housework a little more fun and less of a chore. A five minute sweep, vacuum or mop, if done energetically, can count towards your daily exercise and make you feel virtuous and house-proud too!

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Have you been sifting through the piles of information on home businesses, and found that you’ve come up with nothing that sounds like you? In the faceless world of the Internet and research books, it can seem that the choices for home based businesses are quite bland. However, with a little left-brained thinking (creativity!) and some thought, you might be able to come up with a profitable home business idea that not only rakes in the dough, but that you also enjoy immensely. Here are some ideas to get you started:

1. Freelance Fashion Designer: Do you love to knit, sew or make jewelry? There is a huge market for unique, fashionable items online today, particularly with the younger generations that are tired of cookie-cutter looks. Promote your business to friends, family and through online marketing programs.

2. Event Planner: If you have an eye for detail and impeccable taste, this may be the home business option for you. Most of the planning can be run out of your home office, yet still allow you to connect with clients up front.

3. Antique and Rare Auto Finder: Calling all car lovers! For those who find yourselves drooling over Jay Leno’s car collection, think about offering your services to others by hooking people up with the cars of their dreams, while charging a 5 to 10% commission.

4. Virtual Assistant: Organized, word-savvy administrative assistants – you may finally have a chance to be your own boss! Many companies are now paying freelance administrative assistants, called “virtual assistants” to complete typing, faxing and other office tasks for a price. These jobs usually pay between $20 and $40 per hour.

5. Brown Bag Lunch Maker: There are lots of parents out there who can’t find the time to make nutritious lunches for their kids, even though they want to keep them healthy and fit. If you are a good cook with excellent nutritional values, think about starting a lunch making company, where you deliver brown bag lunches to children in the neighborhood on a month-by-month basis.

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As more and more people move into the home based business, arena new websites show up everyday selling some sort of service or product. Along with all these, new websites comes a stronger group of competition for other similar businesses. To be successful you need to separate yourself from the other online marketers. There are five things you can do to stand out from the crowd.

The first option is to have freebies available on your website. If you are trying to promote your product or business, offering a freebie is a great way of attracting potential customers to your site. You potential customer will appreciate your thoughtfulness and you will already be establishing good terms with the client even before they shop through your website. If you have an online business, you can consider offering a free e-course, a free e-book, a free newsletter, or even free trial period software. The further you want to stand out then the more unique your free offer should be.

Next make sure you website is full of content or products that you have become an expert on. You may not have a lot of knowledge about a particular product at first but it is important to the survival of your business that you gain as much knowledge as fast as possible. Knowledge will greatly increase you effect on marketing efforts. People are more likely to buy from experts. A good way to show your knowledge is to write articles on your subject and publish them on the internet at article information sites. If people are looking for the information pertaining to one of your products you will end up getting traffic from potential customers.

Third is you should make your site attractive to search engines. The two best to submit to are Google and Yahoo. If you want heavy traffic, you need to have your website ranked high on the search engines.

Being aware of your competition constantly is the fourth tip. You should be aware so that you can take advantage of any opportunity to gain an edge by networking with those who have similar ideas. An example would be if you ran a garden e-book sight, you would want to establish links with a gardening tool site. Just remember to use good judgment when selecting link partners. This can be possible by joining a forum where you can get to know the people and exchange ideas with them.

Finally, tip five is to exhaust all the avenues of traffic to your site. If you want to make it big with an Internet home based business then this is the most important part. You don’t just have to stick to online marketing, consider offline methods such as television, radio, newspapers, etc. Make sure you cover every possible avenue that can bring traffic to your website.

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If you’ve been wanting a plasma TV but need the justification to do so, there are numerous reasons for buying plasma TVs. First, of course, is picture quality. Because plasma TVs are made up of individual pixels, each pixel can display any one of billions of colors, making images come to life. Second, plasma TVs are flexible, in that they can display standard TV images, DVD movies, images from games, and – of course – HDTV. Third, plasma TVs take up very little space. You no longer have to have a home theater system that is four feet deep. Plasma TVs are usually less than six inches deep and can easily be mounted on a wall or hung from the ceiling. Fourth, plasma TVs are simply the technology of today. Why spend the little free time you have watching muddy images on an older TV when you can enjoy your favorite shows, movies, and games in bright, crisp color?

Once you’ve decided to take the plunge, though, how do you go about choosing from among the many plasma TVs on the market? Here are five things to consider:

1. Screen Size: When it comes to plasma TVs, bigger is only better if you have enough room. In this case, “enough room” isn’t defined as the space where you will mount your plasma TV, but rather the room between you and the TV. For example, there should be at least eight feet of space between the viewer and a 37-inch plasma screen, and at least 15 feet of space between the viewer and a 50-inch plasma TV.

2. Connections: You should choose a plasma TV that has the kind and number of outlets you need for the other components of your home theater system. Some of the available connections include component video, high-definition multimedia interface, A/V jacks, digital visual interface, and S-video.

3. High Definition: Some plasma TVs come equipped with high-definition tuners, while others are simply HDTV-ready. If you’re going to invest in a plasma TV, you should go with high definition. Look for at least 720 pixels as the second number in the resolution description. For example, a 1024 x 768 plasma screen is high definition; an 853 x 480 resolution is not.

4. Mounting: There are several ways to mount plasma TVs, so think about whether you are going to mount yours on a stand, flat against wall, or from the ceiling – then make sure to get the necessary hardware for installation.

5. Enjoy! Once you’ve made your selection from among the many plasma TVs on the market and installed it in your home theater, be sure to sit back, relax, and enjoy your new purchase for many years to come!

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Podcasting has been called the wave of the future. The truth, however, is that podcasting is the here-and-now and is rapidly gaining momentum across the world. There are podcasts available for just about any topic you can think of from cooking to video games to religion. As of February 2006, a Google search for the term “podcast” returns over 205,000,000 results. The amazing reality of this is that it is still, in effect, an untapped market that will continue its growth in the years to come.

Podcasting can have many uses for the home-based business owner. It can be useful not only advertise, but to also communicate your business message. Below are 5 tips on how to use podcasts to benefit your business:

1. Reach your niche market ? Depending on your product, podcasting can be the perfect way to reach new groups of people in your market. Believe it or not, there are people out there looking for the product you provide and this enables them to easily find them.

Podcasts are quickly becoming a new advertising venue as well. A podcast that is listed in podcasting directories such as iTunes can reach thousands, even millions of listeners. This can be a very inexpensive method for advertisers on a budget.

The popularity of podcasts is a steadily growing trend. Many people who are just beginning to learn about podcasts will search for topics of there interest. This is a great way to reach customers that you would not have been able to reach before the advent of podcasting.

2. Share your passion ? Podcasting is a great way to share what you love. If you are excited about a topic or product, chances are that others out there are, too. A podcast on the topic you are passionate about is a great way to connect with others who also share that same passion.

People can hear your excitement over the “airwaves.” I always enjoy listening to a program when the speaker is obviously energized about whatever it is he’s speaking on. So, when recording your podcast, keep a smile on your face and allow your excitement to show.

3. Share information ? Many home-based businesses have begun because they are filling a need. A podcast can help this information reach the people that it will benefit. For example, CWAHM.com was created to help women be at home with their children while still contributing to their families financially. Many of the sites’ visitors are buys moms who may not have the time to scour the hundreds of pages the site contains. Our podcast, Christian Work at Home Moment, airs once a week and is 24 minutes long. It’s an easy way for moms to learn more about working from home without spending hours on their computer.

Make it a point to research your topic and find all of the interesting and little known facets of passion. Keep your listeners interested and they will want to hear more!

4. Become an “Expert” in your field ? Creating a podcast can help to establish you as an “expert” in the area your broadcast covers. You must be willing to take the time, do the research and share information that is valuable and useful to your listeners.

Just as authors become experts by researching and writing on specific topics, podcasters become experts by sharing the information they find with their listening audience. There is a big market for podcasts in a multitude of areas ? the next expert could be YOU!

5. It’s easy – A podcast can be started with virtually no cost or investment. In most cases, there is no need to be “tech savvy” to be a podcast creator. It can be as simple as using a phone to record your podcast through a service like Odeo.com. There are, of course, more complicated set-ups, but to begin you truly just need a topic, a phone and a quiet spot to record.

Podcasting is easy for listeners as well. A podcast can be listened to directly from a website or downloaded from iTunes and put directly on an MP3 device.

There are many reasons that a podcast can benefit small and home-based businesses. This growing market is an entirely new way to communicate information to the world. When it comes to podcasting, the sky’s the limit. So take your business to new levels and start podcasting today.

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