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The Federal Trade Commission (FTC) and the federal financial institution regulatory agencies have sent to the Federal Register for publication final rules on identity theft “red flags” and address discrepancies. The final rules implement sections 114 and 315 of the Fair and Accurate Credit Transactions Act of 2003.

According to a report of the President’s Identity Theft Task Force, identity theft (a fraud attempted or committed using identifying information of another person without authority), results in billions of dollars in losses each year to individuals and businesses.

The final rules require each financial institution and creditor that holds any consumer account, or other account for which there is a reasonably foreseeable risk of identity theft, to develop and implement an Identity Theft Prevention Program for combating identity theft in connection with new and existing accounts. The Program must include reasonable policies and procedures for detecting, preventing, and mitigating identity theft and enable a financial institution or creditor to:

Identify relevant patterns, practices, and specific forms of activity that are “red flags” signaling possible identity theft and incorporate those red flags into the Program;

Detect red flags that have been incorporated into the Program;

Respond appropriately to any red flags that are detected to prevent and mitigate identity theft; and

Ensure the Program is updated periodically to reflect changes in risks from identity theft.

The agencies also issued guidelines to assist financial institutions and creditors in developing and implementing a Program, including a supplement that provides examples of red flags.

The final rules also require credit and debit card issuers to develop policies and procedures to assess the validity of a request for a change of address that is followed closely by a request for an additional or replacement card. In addition, the final rules require users of consumer reports to develop reasonable policies and procedures to apply when they receive a notice of address discrepancy from a consumer reporting agency.

The final rule-making is issued by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Federal Trade Commission, the National Credit Union Administration, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision. The final rules are effective on January 1, 2008. Covered financial institutions and creditors must comply with the rules by November 1, 2008.

The government is doing its best to combat identity theft. Keeping one step ahead of the thieves by checking your free credit report will ensure that no one has stolen your identity. The government is doing what it can, but you are the first line of identity theft defense.

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In world where their’s a myriad of home based businesses it can be difficult and time consuming to find the one that works, and that will put you into profit, while freeing up most of your time. There are lot of systems out there that pride them selves on tons of BOGUS software and products such as: e-books outdated software and other fluff that they put up to front that they in fact a real work at home business, when in fact its just a cloak for reselling the business and by definition is defined as a ‘a pyramid scheme’. The 1980’s saw a ton of these rise and fall quickly leaving the guys at the bottom nothing, and fat wallet for owner. Today there is internet go figure. This is why its important when looking at any business to evaluate the product for REAL MARKET VALUE, this will be the greatest indicator of success. First of all pyramid schemes have no real product ( or pretend to such as old software, e-books and other no use junk people will never buy. Perfect examples of this are: big ticket to wealth, road map to riches, passport to wealth, perfect wealth formula, craig garcia and michael corcoran s edc, edc gold and edc diamond.

This is a common tactic you will see in over hype internet businesses and are a tell tale sign of a flat outright scam. Often these so called products are a cover up for a pyramid scheme, it just astounds me how many so called businesses online and abroad are blatant pyramid schemes. No there’s nothing wrong with having a sign up fee as long as legit products are being sold, not just the opportunity that will definitely crumble the pyramid leaving you in the rumble and the top point or owners wealthy. Just ask around and see if anyone involved with the business your looking at really made a dime, because this so rare. However if you can read between the lines you’ll learn the truth that they only sell the business. Even if you are comfortable with just reselling the business I can guarantee that only the original few that first joined are going to have the bulk of the sales and continue to parade their “heavy hitters” over and over again as if you too will make millions, while everyday there on forth the market becomes over saturated and sales slow to a trickle and inevitably the business implodes and crashes down on your dream of being rich. The END.

I myself have spent several months searching for the real deal, and I’ve found it with the wealthfunnelsystem. Derrick Harper, a 12 internet marketing has put a powerful marketing and selling system into place with this wealth funnel system. I’ve never found another business that this high of a success rate. With over 55 hours of video training step by step this truly a paint by numbers approach that trains a member even with zero experience to succeed. Also unlike many another businesses, this system really does encourage ON GOING TEAM WORK, and won’t leave you in the dust. See mentors like me have a vested interest in you because what your going to make, I’m going to make too till infinity, not just a couple of sales. Once your system is in place $1000 commissions can easily become a daily occurrence. This is the end of your search period. Please check the following sites to get your financial future on track for success.

Does that biz opp have a bunch of 2nd rate e-books and old software that no one in their right mind would ever really. Are you told that people really do sell that junk, only to find out on closer inspection they only sell and resell the business. Well then you probably uncovered another garden variety pyramid scheme infesting the internet left and right.

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Have you ever had a really great idea and then later saw someone else putting it into action? Even more perplexing is when you never told anyone about the idea, yet somehow, someone discovered it and acted on it before you could.

Maybe you had an idea for a blockbuster new ebook that would make all your financial dreams come true, or you came up with a great home business model that would have had reps flocking to your door – and now someone else is sucking up all the glory.

It’s an awful, sinking feeling to see someone else profiting from your idea – I know, I’ve been there! However, don’t let it discourage you into hanging up your entrepreneur hat. Here are three ways to turn the situation around:

1) Vow to take action. The worst thing about seeing someone else put your idea into action is knowing that you could have done so too, if only you’d been more proactive. Maybe you were struggling with an overloaded schedule so you put the idea on the back burner for awhile, or you were uncertain about your own ability to do a good job with it – and someone else saw the potential and swooped in on the opportunity.

The first step to salvaging the situation is acknowledging that you could have done better, and vowing to do better next time. While it’s impossible to act on every single idea you have, you can make a stronger effort to take even small actions on the really good ideas. Remember that small actions done consistently add up to great results.

2) Take a different angle. Even if someone put your idea into action, they probably didn’t do it exactly the way you would have. Give some thought to different angles you could take on the same idea. This works especially well with informational products, because there are so many facets to each topic. Open your mind and think about opposing views and unique perspectives you can use to turn your idea around and make it fresh again.

3) Make it bigger and better. Think about ways to build on your original idea and expand it. Think about great sequels to best-selling ebooks (or print books, for that matter). Think about improvements and modifications that could refine the idea and take it to a new level of success. Consider alternative marketing techniques that could make all the difference in the popularity of your product or idea. Whatever you do, don’t limit yourself. Push past your doubts and be willing to aim higher in your goals.

The truth is, there are limitless numbers of ideas just floating around, waiting to be realized. If you open your mind, more than a few good ones are bound to fall right in. Begin keeping an idea journal so you can record the great ideas as they come. Engage in frequent brainstorming sessions to see if you can either come up with more ideas, or improve upon the ones you already have.

Create a detailed plan for the ideas you want to work on first, so you won’t feel overwhelmed or confused by how to proceed. A good way to do this is by considering the outcome you’re trying to achieve, and then working backwards. Which action steps will be needed to accomplish the outcome? Make a list of these steps, and put them in a logical order of progression. You’ll then have a detailed roadmap leading to the success you’re trying to create.

Finally, and most importantly, begin taking action! Even if you can only spare 15 minutes a day, you will feel more productive and make steady progress on the tasks you’ve set for yourself. Simply focus on taking one step at a time, and before you know it, you’ll be the one sucking up all the glory, while someone else slaps their forehead and says, “Hey, that was MY idea!”

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There is a big buzz going on throughout the internet. There are more people than ever starting to do something they have always dreamed of. In fact it is growing so rapidly that one of the countries biggest job classifications may be in danger.

Making money on the internet is getting easier every day. There are always new and exciting things happening with interment marketing. The important thing is not to get caught up in the hype. There are several self proclaimed guru’s out there peddling a strategy that they have not proven to be successful for themselves. Then on the other hand there are still lots of opportunities that are completely legal and legit ways to make a living.

Google Adsense is the newest craze in online marketing and probably will be for quite some time. The reason it has gotten so big is because great results can be achieved very easy with the right knowledge. So easy that many may think that you are doing something illegal.

It is so easy in fact that some people have said that it was legally raping their visitors. The only thing is they are not on a La Cross team. In fact people are making over $10,000 a month without even owning a web site. You can even start out completely free of cost. If you know what you are doing you can even see your first check within a month.

Like any marketing project though you need to do your research. You need to get some books and read up on it. Then you should go out and look in marketing forums, web sites, and blogs to see what others have to say. Just take everything you see outside of books written by professionals with a grain of salt unless it is coming from a reputable name.

Once you start reading about it you will start to notice things you have never even thought of before. There are things all around us every day that people just like you and I are making a substantial living from. You just never really think of it or see it in that way until you get educated about it.

There are more and more people everyday realizing the fact that they don’t have to punch a time clock day after day. They can become their own boss and be free from the daily grind of manual labor. In fact there are so many people leaving there current jobs to make a living on the internet the minimum wage job classification may start to suffer.

Many people see this as a wonderful thing although your boss may not agree. More importantly your business owner may not agree. The fact is your boss could probably make more on the internet they he / she is currently earning working just like you.

Below I put a link to where I and many others have started. We now have the freedom to sleep when we want, work when we want, spend more time with family and all around do more of what we like and dreamed of doing than ever imagined. The greatest feeling of all though is not having to be financially stressed. The bills are paid, there is food on the table and life is great.

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Working from home provides the ultimate experience of freedom in many ways, but at the same time it can easily allow a freedom we take for granted – a freedom that if not appreciated, can actually sabotage our success.

In the corporate world we have structures, deadlines, rules and bosses to keep things in order and on track. These are often the elements entrepreneurs want to escape from when they start a home-based business.

Although these fundamentals have their place in the corporate world and can be viewed by entrepreneurial spirits as restrictive, provoking and unnecessary ? they play a significant role in assuring a successful home business environment as well.

As a government employee for 12 years, I often felt smothered and restricted by the regimental practices that guided daily work life. When I left my position to run my home-based business it felt as though 200 pounds had been lifted from my shoulders.

I was finally free to do what I loved, how I chose, when I chose.

Structure and good time management have always been a part of my personal repertoire, but were put to the ultimate test when I started working from home full-time.

When I was an employee, I spent my evenings and weekends pursuing accreditation in Life Strategy and Business Coaching, and building my business. There was no room for distraction or activities that would take me away from my dream.

Structure was rigid and discipline was strong.

Once my formal education was complete and I was financially secure enough to leave my government position, it seemed only natural that maintaining the same level of structure and discipline would continue.

This was not the case.

It didn’t take long for more relaxed, carefree thinking to dominate my actions and behaviors. I would schedule personal appointments in the middle of the day that would interrupt my work for extended periods of time

I’d accept invitations to impromptu lunch and shopping dates. I assured myself I’d make up the time by working in the evening, but by then my energy levels were often in low supply and I was ineffective.

I would leave my office door open and allow household distractions into my workspace. When my personal phone line would ring, I’d pick it up only to be sidetracked by a telemarketer. I also chose to present my family with home-cooked dinners every night, which took hours away from my business.

In only a matter of weeks, I could see the impact lack of formal structure was having on my business. I was lured by life’s daily distractions and it was becoming apparent in my productivity levels and my business’ bottom line.

I had allowed my focus to blur, my energy to wane, and business to take a back seat. I didn’t feel productive. I would scramble to meet deadlines for article submissions and was fully aware of the long-term result I would create if I continued this way.

It was amazing to discover how easy it was for me, someone who has always been so structured and organized, to fall into complacency so quickly once the responsibility fell entirely on my shoulders.

In order to stop the defeating behavior and break the carefree cycle, I re-instituted rules and processes immediately. I returned to “flow” and became productive again.

I survived the “bump” and thankfully with little setback.

I’m all too aware how easy it is to let daily life blend with home business life and that’s actually a part of the attraction of becoming a home-based business owner.

The important thing to remember is there is an immense need for structure, routine and processes; otherwise you may easily become caught up in the demands of daily living without realizing it until it’s too late.

Here are 5 simple steps to get started:

1. Keep your workspace door closed at all times, or even better, completely separate from the family living space.

2. Designate specific hours of operation and make sure your friends and family understand that you are not to be disturbed during these times.

3. Silence the ringer of your private phone line in your office or workspace, or better yet, don’t have a personal line in this area at all. Let your machine collect your calls and return them at a time that suits you.

4. If you need to make personal appointments, schedule them for the same day instead of intermittently throughout the week. This will allow for several days of uninterrupted business operation.

5. Stick to a regular sleep schedule. Maybe you don’t have to get up at 6 a.m. any more for your one-hour commute, but it’s still important to go to bed at a reasonable time to ensure sufficient sleep. Irregular sleep patterns will have a negative effect on your productivity, creativity and enthusiasm.

Remember that running a home-based business is no different than running any other type of business. Structure is necessary. Discipline is compulsory – and processes are required.

Keep these important elements in mind. Incorporate them into your daily business activities and your home and business life will reap the rewards.

2006 ? Laurie Hayes – The HBB Source

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Don’t even think about joining EDC, EDC Gold or EDC Diamond before you read this.

If you are like many people, you have been searching for a real home based business- a way to make money from home with an Internet business. A home based business that actually works. And you desperately do not want to get SCAMMED! You don’t want to get sucked into an online money making program- that does NOT WORK and DOES NOT MAKE MONEY. But how do you know if these online business programs really work?

In your Google searches for, (home based businesses, make money from home, work from home, etc.), you have probably heard of EDC, EDC Gold, EDC Diamond, Craig Garcia & Michael Corcoran. EDC is known to be one of the fastest growing and hottest Internet home business money earning opportunities on the Internet. But is it really?

I must admit, I was very skeptical at first because of all the claims of people earning more money than their doctors. People claiming to earn fantastic incomes of $20,000 to over $100,000 PER MONTH! It really sounds way too good to be true.

After doing tons of research on this dynamic company and talking with many people inside and outside of the company- I came to my conclusion…

EDC, EDC Gold and EDC Diamond is NOT A SCAM. It’s the real deal. Here’s why…

EDC, (Easy Daily Cash), is not a MLM program. It’s direct sales on the Internet. The company offers complete access to almost 3,000 different software downloads. The wholesale value of these software products is over $125,000 PLUS you get resale rights on most of them. EDC is a real company with real products and real people and real support – and that’s critical. But how do you make money for yourself? That’s key.

Besides working with a solid and credible company – the single most important aspect to YOUR SUCCESS in a home based business and making money online is the training and mentor ship that is available. Unless you are already an Internet marketing expert – the odds of you succeeding in your own home based Internet business are slim to none. So the training you receive is EVERYTHING and should be the most important factor in deciding which home based Internet business to join.

FIRST- .EDC offers the finest, most solid and in depth training of any online business I have ever seen. EDC offers over 14 hours of LIVE training each week. Plus they have hundreds of hours of archived training that is available to you 24/7. They also have live technical support people who can help you with any challenges you face. If you really want to learn how to make your new online Internet business successful- they will show you how.

SECOND- the next most important decision you will need to make is where can you get the very best personal, one-on-one training and mentor ship. This point is SO important and most people miss this. Signing up with the right EDC mentor makes all the difference in the world to your success. During my extensive research of EDC, EDC Gold and EDC Diamond, I found a remarkable organization that stood out like a lighthouse in the Internet fog. It’s called the Wealth Funnel System and it was created by Derrick Harper.

Derrick Harper has 12 years of extensive Internet Marketing experience working with Fortune 100 and Fortune 500 companies helping them generate untold millions of dollars of profits. He is not an “over-night wonder”. Derrick Harper REALLY knows his stuff! He has now taken his vast experience and applied it to a program that can really help you realize your dreams.

Here are Derrick’s own words about The Wealth Funnel System: “The only home based business system that teaches you the fundamentals of starting, marketing, and growing your own online business. I’ve taken my vast knowledge of generating a serious income using the internet to allow you to work from anywhere on the planet. With the Wealth Funnel System home based business I introduce you to EDC Gold & EDC Diamond and begin training you how to promote, advertise, and earn money online.

I’ve chosen EDC Gold to introduce you to internet marketing and a home based business because of the extensive training and their unrivaled customer support. Couple this valuable training and support with my vast experience and knowledge ALONG WITH MY PERSONAL STEP-BY-STEP VIDEO TRAINING SITE FOR MY TEAM MEMBERS ONLY! And you have the most efficient training and successful online home based business ever available that is TOTALLY “TURN KEY!” You simply become one of my team members and within 72 hrs you’re advertising and building your own online business”.

So there you have it. EDC in NOT A SCAM. It is a real online business that really works. You won’t become a millionaire over night. It does take work and effort and you will need to learn how to market online-but that’s an incredibly valuable skill that will generate profits to you for the rest of your life!

PLUS- “The Wealth Funnel System is the ONLY Home Based Business I have found with a 100% MONEY BACK GUARANTEE. You will make a minimum of $5,000 per month within 90 days or they will give you 100% of your money back.”

If you would like to learn more about The Wealth Funnel System and EDC, go to: wealthfunnelpro.com I will be happy to speak with you in person and answer any further questions you may have. You will find my phone number on the second page of the website.

Looking forward to hearing from you and helping you become successful working online at home with your own home based business.

Wishing you the best in success.

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A Candid Review of EDC, EDC Gold and EDC Diamond.

Don’t even THINK about joining EDC Gold until you read this.

If you are like many people, you have been searching for a real home based business…a way to make money from home with an Internet business. A home based business that actually works. And you desperately do not want to get SCAMMED! You don’t want to get sucked into an online money making program… that does NOT WORK and DOES NOT MAKE MONEY. But how do you know if these online business programs really work?

In your Google searches for, (home based businesses, make money from home, work from home, etc.)… you have probably heard of EDC, EDC Gold, EDC Diamond, Craig Garcia & Michael Corcoran. EDC is known to be a popular Internet home business money earning opportunity. But is it really?

I must admit, I was very skeptical at first because of all the claims of people earning more money than their doctors. People claiming to earn fantastic incomes of $20,000 to over $100,000 PER MONTH! It really sounds way too good to be true.

After doing tons of research on this company and talking with many people inside and outside of the company…I came to this conclusion…

EDC, EDC Gold and EDC Diamond is NOT A SCAM. It is an honest, real business. However…they do have some glaring shortcomings!

There are tons of members who have yet to make their first dime with the program! They have a pretty high failure rate of people who have signed up, invested the money, invested in marketing…and given up due to not being able to get a single person to sign up with them and making NO MONEY!

EDC, (Easy Daily Cash), is not a MLM program. It’s direct sales on the Internet. The company offers complete access to almost 3,000 different software downloads. They promote the software as being “valuable”. There are several dozen really good software titles, however…you can find most of the software titles on the Internet for FREE if you are willing to search around a bit. I have found the majority of their downloads to be tired, low value ebooks, etc. that have very little valuable information. Certainly not worth the cost of admission!

Training— Unless you are already an Internet marketing expert…the odds of you succeeding in your own home based Internet business without the PROPER training are slim to none. So…the TRAINING you receive is EVERYTHING and should be the most important factor in deciding which home based Internet business to join!

FIRST…EDC does offer training for their online business. However, I have found it to be a mile wide and an inch deep. I think this is the most lacking issue with EDC. If their members are not properly trained to successfully market online, they will not succeed. And that is why many of them do not.

I was on a “training call” one night listening to the president of EDC, Craig Garcia, teach his members how to sell new members. He had a list of “hot leads” of “prospective opportunity seekers” that they had purchased and he was cold calling them on the phone… at home… at night… with several hundred EDC members quietly listening in on the calls. It was PAINFULL!

Either no one was home or… when he did reach people at home, every single one of them… without exception… was just a rude as they could be. “Why are you calling me at home? Where did you get my number? No, I am not interested in a business opportunity. Don’t call this number again.” Not even one of them… was even remotely interested. Ugggg. It was really ugly.

I don’t know about you…but if you are looking to join a home based business that operates online…you want the ONLINE SYSTEM working for you and doing the majority of the work. If it is truly an online business…why are you calling prospects on the phone? Why not use the Internet??? I thought that was the idea??

So, make no mistake about it, there are people who succeed with EDC, EDC Gold and EDC Diamond…but there are a great deal more who really struggle and fail.

Through my searching for the past 5 years for the perfect home based, online business, I have discovered a much, much better way. It’s a SYSTEM created by Derrick Harper called the Wealth Funnel System. It was created to address many of the short coming of businesses like EDC, EDC Gold and EDC Diamond.

Derrick Harper has 12 years of extensive Internet Marketing experience working with Fortune 100 and Fortune 500 companies helping them generate untold millions of dollars of profits. He is not an “over-night wonder”. Derrick Harper REALLY knows his stuff! He has now taken his vast experience and applied it to a program that can help you realize your dreams!

Here are Derrick’s own words about The Wealth Funnel System: The only home based business system that teaches you the fundamentals of starting, marketing, and growing your own online business. I’ve taken my vast knowledge of generating a serious income using the Internet to allow you to work from anywhere on the planet.

And I’ve made it “paint-by-number” simple with a how to start and grow your own online business method. It’s 100% duplicative and within 6months you’ll be a successful online Internet Marketing specialist.

PLUS… “The Wealth Funnel System is the ONLY Home Based Business I have found with a 100% MONEY BACK GUARANTEE. The guarantee states; You will make a minimum of $5,000 Per Month within 90 days or they will give you 100% of Your Money Back.” How’s that for believing in your program?

Looking forward to hearing from you and helping you become successful marketing online at home with your own home based business.

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Drop shipping, in case you have never heard of it, is a method to make money by promoting the products of a particular manufacturer, take orders directly, and the manufacturer/source handles all the inventory and fulfillment functions for you.

Here is a brief summary of how the drop-ship system works:

– You promote the product(s) and take the orders.
– You take your profits out of the sale price.
– You forward the order and pay only the wholesale cost to the drop shipper.
– The source factory ships directly to your customer.

The benefits of this arrangement are probably obvious: No shipping hassles for you to deal with and no need to invest in a large inventory of products.

* Substantially higher profits to you over what most regular affiliate programs allow.
* The ability to quickly set-up inexpensive, highly targeted, niche or mini-sites to test and promote diverse products.

This process has been around for years and has been responsible for many highly successful mail order dealer relationships in the past. Many of the top catalogers and other direct response marketers, have been using this system to increase profits for decades. If you have ever ordered a high priced item from a mail order catalog and been told that the product was being shipped from the factory… then you have experienced drop shipping first hand.

Drop shipping is, I believe, a virgin un-tapped storehouse of profits for todays internet marketer.

On-line directories exist which reveal essential contact information for drop shippers of over 2,000,000 products and 4,000 brands. Most legitimate drop ship sources will require that you have a state tax reseller number in order to approve you to sell their products and give you the wholesale pricing you are looking for.

Beware of any drop ship source which requires you to pay a fee in order to become a drop-ship dealer… or requires a membership. These are generally organizations which make their money selling “drop ship licenses”… and are, for the most part, scams. Legitimate drop shippers and factory sources never charge you any fees other than the actual shipping costs of the products you sell.

Another caveat… always make sure that you have a written agreement with the source factory that you own the customer! The factory or drop ship source should agree in writing not to solicit your customers in any form. This is very important to you. Your customer list is one of your most important assets. If the factory you are dealing with balks at this request… use another source who will agree.

Almost every conceivable type of product is available from a drop shipper willing to ship products in single units under your companies name. Pick your interest area… electronics, consumer products, agricultural & industrial products, office equipment & supplies, hobby gear, recreational / sporting goods, clothing, furniture, etc. The list of available products from drop shippers is almost endless.

The products actual source is invisible to the consumer. The seller (you) is able to build a database of customers that he/she owns and controls (by agreement with the manufacturer) and has all the direct marketing advantages that accompany that arrangement… while eliminating the need for maintaining expensive inventory.

This arrangement offers maximum flexibility and cost savings for the seller. If a product does not sell well online you can pull the advertising (web page or mini-site) instantly with very little cost to you outside of the actual time it took to build and test the web marketing effort. Or, since this type of page/mini-site is so inexpensive to maintain and host… you can simply leave the pages online and take whatever orders trickle through… while you move on to the testing and promotion of new drop ship products.

The manufacturer benefits from this relationship by gaining a legion of active marketers promoting their products… at little or no cost (other than those small costs involved with supporting the marketer with online marketing materials like product images, sales materials, etc).

As a marketer you are looking for several key components in developing the drop-ship relationship with a source factory or distributor:

* High Quality Products
* Blanket Product Liability Insurance (if applicable)
* A clear guarantee and return policy
* High Quality Marketing Materials … product images (gifs, jpegs, etc.), selling copy, other suitable web graphics, etc.
* A Customer Service Department that will work with you to develop the best selling situation for you.

If you are a manufacturer seeking to expand distribution (or an inventor with a new product ) you will find the willingness to drop ship in single units will give you a strong competitive edge while you carve out increased market share at little cost.

If you are an online marketer interested in offering high profit products to your niche market (your website visitors) without incurring high front-end development or inventory costs… then drop shipping is for you.

Internet marketers are uniquely positioned to take profitable advantage of the drop ship arrangement and should give this system a serious look.

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Awesome New Business Model Or Just an Old Time Scam.

In researching various home based business models recently, I’ve run across something I have seen in the past but didn’t really know a lot about-Cash Gifting. And right away you’re thinking, sounds like a program I can get behind. But be careful because getting behind is exactly what could happen. If having a great name meant being the best then this program might be one up.

In this program the idea is to give a gift of whatever the set amount for your particular program and then recruit more people to do the same in a never-ending money tornado where you will eventually be rich. At this point, I do not call it a business, because I just don’t believe it is. Sure the folks you are affiliated with may have a clever business tag line, but the fact is that with these programs, there are no goods or services changing hands. Therefore, there is no business being done. Proponents of these programs or systems, will tell you that products in other network marketing businesses are not useful or just aren’t competitively priced; that they’re just a “cover” for shifting the money around because that is the only reason anyone is working a business from home.

As far as I can tell, the Federal Trade Commission does NOT recognize these systems as legal business. The participants of these programs also attempt to give the IRS the runaround as well by calling it gifting. Because some distorted individual decided to take something good that is given by the government and manipulate it for profit.

I can’t say that I am giving you the full inside scoop on cash gifting programs, because I never joined one. There were too many red flags. If I am working a home business, I don’t want trouble with the government in any way, shape, or form. If you are doing something deemed by the government as illegal or unethical, do you really think you have the funds required to defend yourself against the federal government?

When researching MLM or network marketing businesses, you want to look for something that is grounded in real products or services. Certainly you want these things to be useful or helpful to you, as self consumption is part of most multi level marketing programs. And you want your product to be cost competitive with similar products in the market. You want to have a product with real retail opportunities. This helps to legitimize your business in the eyes of people scrutinizing it, as well as puts money in your pocket.

Good luck in all you endeavors.

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A home business can be the ideal solution for those who want the flexibility of making your own hours or being your own boss. However, a home business is not easy. It does take work and time. If you have the discipline and drive to start a home business, this may be a great solution.

There are many home business opportunities available. Do you have an idea for the perfect home business? Start researching your idea to figure out start up costs and the amount of time and effort needed to run the home business. If you simply want to start a home business but are open to the type, there are several home business opportunities available. Check the Internet for legitimate home business options. Make sure to research what is needed to start and the potential for generating income from your home business.

Because of the popularity of home business, there are also scams that are abundant on the Internet. Stay away from home business scams as they will not generate income and will, in fact, cost you money. Stuffing envelopes and handling insurance claims are two popular home business scams. They require you to invest a fee for equipment and training and then you do not make any money after the investment. To avoid such scams, do some thorough research on your home business options. Get references and realistic opinions on what your investment will need to be and the return expected.

For a home business to work, you must be willing to put in time and effort. There is no such thing as money for nothing. Although a home business will allow you to be flexible with your hours and provide you more time with family, you will earn only as much money as the effort you put into it. A home business is a great choice for stay at home parents who want something to do while their kids are in school. A home business is also the perfect side job for anyone who works but is looking to earn a little extra money. You can work as little or as much in your home business as you’d like. However, remember that your earning potential with your home business increases with more effort put into it.

There is bound to be a home business opportunity that appeals to you. Search the Internet for ideas on a home business and do thorough research on the company. Once you decide on the home business that will work best for you, make sure you have the discipline to work. A home business requires you to be a self starter and have the work ethic to work without supervision. A home business is not for everyone but it can be the idea solution for extra money for those who are willing to put time and effort into it.

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